Industries we serve

Built for any business that extends credit.

Orstra is industry-agnostic infrastructure. Wherever credit, installments, or deferred payment exists, we help reduce defaults and recover faster.

Financial Services

Score, disburse and recover across lending books.

  • Microfinance
  • Savings & Loans
  • Digital Lenders

Fintech Companies

Plug credit rails into your own product.

  • Neobanks
  • Lending platforms
  • Embedded finance

Buy Now Pay Later

Approve fast, collect on schedule.

  • Consumer BNPL
  • Merchant credit
  • Installment plans

Commerce

Trade credit without the chase.

  • Wholesalers
  • Distributors
  • Retailers

Education

Term fees paid in structured installments.

  • Schools
  • Universities
  • Training institutions

Healthcare

Treat now, recover balances reliably.

  • Hospitals
  • Clinics
  • Medical providers

Asset Financing

Protect financed assets with live monitoring.

  • Vehicle financing
  • Electronics
  • Equipment

Corporate & Telco

Postpaid and utility receivables at scale.

  • Telecommunications
  • Corporates
  • Utilities
Loan officer reviewing repayment data with a shop owner in Accra

From market stalls to national lenders

One credit operating system, every sector.

Same rails, different books.

Whether you finance tuition, phones, stock or working capital, the mechanics are identical: know the customer, structure the repayment, and collect from the channels they actually use.

38%

average lift in on-time repayment

4 days

faster recovery on late accounts

100%

customer-authorized collection channels

Talk to our team